Masonry

What Does GL Code 97447 Cover?

ISO GL class code 97447 covers masonry contractors who perform brick, block, stone, and mortar work for residential and commercial construction.

Who Uses This Class Code?

Masonry contractors, brick layers, block masons, stone masons, and contractors who install decorative stone and brick.

Common GL Claims for This Class

Common claims include property damage from falling materials, bodily injury from scaffold accidents, and water intrusion from improper mortar work.

Coverage Tips for Code 97447

• Completed operations coverage is critical — masonry defects can cause structural issues years later
• Ensure subcontractors carry their own GL and name you as additional insured
• Scaffold and elevated work creates significant bodily injury exposure
• Separate any concrete work under code 91560 if you perform both operations