Plumbing--Residential or Domestic
Plumbing contractors performing residential and domestic plumbing work.
System
ISO
Code
98483
Basis
gross receipts
State
Florida
Florida Note: Florida plumbing contractors require a state license from DBPR. Note that plumbers are generally not eligible as primary insureds under the FWC admitted contractor program.
What Does GL Code 98483 Cover?
ISO GL class code 98483 covers plumbing contractors performing residential and domestic plumbing work including water supply, drain/waste/vent systems, gas lines, and fixture installation.
Who Uses This Class Code?
Residential plumbers, plumbing contractors, drain cleaning companies, water heater installers, and fixture installation specialists.
Common GL Claims for This Class
Common claims include water damage from failed connections, flooding from burst pipes, and property damage from drain cleaning equipment.
Coverage Tips for Code 98483
- Carry completed operations coverage — water damage claims often arise days or weeks after work
- Ensure your policy covers underground work if you do sewer or water main repairs
- Separate any commercial plumbing work under code 98482 if you do both
- Maintain Florida plumbing contractor license from DBPR
Basis of Premium: Gross receipts
GL policies rated on gross receipts use your total annual revenue as the exposure base. Your carrier will apply a rate per $1,000 of gross receipts to calculate your premium. At policy expiration, your carrier will audit your actual receipts and adjust the final premium.
Get a GL Quote
We work with multiple admitted carriers to find the best GL rate for code 98483.
Get a Free QuoteCall (239) 323-0785Code Details
- Code
- 98483
- System
- ISO
- Category
- Contractors & Trades
- Basis
- gross receipts
- FWC Eligible
- Check with agent
Ready to Get Covered Under Code 98483?
Bright Coast Insurance works with multiple admitted carriers in Florida to find the best GL rate for your business class. Get a free quote in minutes.