Racquet Sports and Handball Facilities--Commercially Operated

What Does GL Code 16670 Cover?

ISO GL class code 16670 covers commercially operated facilities primarily engaged in providing racquet sports and handball courts for public use. This includes operations where patrons pay to use courts for sports like tennis, squash, badminton, and handball, as well as associated services like pro shops and concessions. The code classifies businesses based on their primary revenue from court rentals and related activities.

Who Uses This Class Code?

This code applies to businesses such as indoor tennis clubs, squash and racquetball centers, badminton halls, and dedicated handball courts. It also includes multi-sport facilities where racquet sports are a significant component of their commercial operations. Specific examples include 'The Racquet Club of Florida' or 'Sunshine Squash & Fitness.'

Common GL Claims for This Class

Common claims include participant injuries such as sprains, falls, or collisions on courts, often leading to medical expenses and liability suits. Other claims can arise from slip-and-fall incidents in locker rooms or common areas, or injuries due to faulty equipment.

Coverage Tips for Code 16670

• Ensure your General Liability policy includes coverage for participant liability, as injuries to players are a significant exposure for racquet sports facilities.
• Regularly inspect and maintain courts, equipment, and surrounding areas to mitigate slip-and-fall hazards and equipment-related injuries, which can reduce your audit exposure.
• Verify that any independent coaches or instructors operating on your premises carry their own adequate liability insurance and name your facility as an additional insured.
• Consider specialized coverage for property damage to expensive court surfaces or specialized equipment, as standard GL policies may have limitations.