Skating Rinks--Roller

What Does GL Code 48178 Cover?

ISO GL class code 48178 covers businesses primarily engaged in operating roller skating rinks, including those that offer skate rentals, concessions, and arcade games. This code classifies the general liability exposures associated with public access, recreational activities, and potential injuries on the premises.

Who Uses This Class Code?

Businesses that fall under this code include standalone roller skating rinks, family entertainment centers featuring roller skating, and multi-activity venues where roller skating is a primary attraction.

Common GL Claims for This Class

Common general liability claims for roller skating rinks include slip-and-fall injuries on the skating surface or in common areas, collisions between skaters resulting in bodily injury, and injuries sustained from faulty equipment or inadequate supervision.

Coverage Tips for Code 48178

• Ensure your policy includes adequate limits for medical payments coverage, as minor injuries are common in roller skating environments.
• Verify that your general liability policy does not have exclusions for athletic participants or amusement devices, which are critical for roller rinks.
• Implement robust waiver and release of liability forms, and ensure they are legally sound and consistently used for all participants.
• Regularly inspect and maintain skating surfaces, equipment, and safety barriers to mitigate slip-and-fall hazards and other injury risks.