Telephone, Telegraph or Cable Television Line Construction

What Does GL Code 99613 Cover?

ISO GL class code 99613 classifies contractors primarily engaged in the construction, installation, and repair of telephone, telegraph, and cable television lines and related equipment. This includes both aerial and underground work, encompassing activities like trenching, conduit installation, pole setting, and cable pulling for communication infrastructure. The code specifically covers the physical construction and maintenance aspects of these vital telecommunication networks.

Who Uses This Class Code?

Businesses that fall under this code include telecommunications infrastructure contractors, cable television line installers, fiber optic network construction companies, and utility pole installation services. This also covers specialized firms involved in trenching for underground cable systems and those performing maintenance on existing communication lines.

Common GL Claims for This Class

Common claims for this business type include property damage from excavation activities (e.g., cutting utility lines), bodily injury to third parties due to falling debris or equipment, and damage to existing infrastructure during installation or repair work.

Coverage Tips for Code 99613

• Ensure your policy includes coverage for underground property damage, as trenching and excavation are inherent risks in this class.
• Verify that your general liability policy extends to 'completed operations' to cover claims arising after the project is finished, such as faulty wiring or installation.
• For work involving public rights-of-way, confirm your policy meets any specific municipal or state insurance requirements, including higher limits or additional insured endorsements.
• Subcontractor agreements should mandate that all subcontractors carry their own GL insurance and name your company as an additional insured to prevent coverage gaps.