Water Softening Equipment--Installation, Servicing or Repair

What Does GL Code 99948 Cover?

ISO GL class code 99948 covers businesses primarily engaged in the installation, servicing, or repair of water softening equipment. This includes operations related to residential, commercial, and industrial water treatment systems, focusing on the physical work of setting up, maintaining, and fixing these units.

Who Uses This Class Code?

Businesses that would typically fall under this code include water treatment companies, plumbing contractors specializing in water quality systems, water softener sales and service providers, and companies offering maintenance for filtration and conditioning equipment.

Common GL Claims for This Class

Common claims include property damage during installation or repair (e.g., water leaks, damage to flooring or walls), bodily injury from equipment malfunctions, or third-party property damage caused by faulty water softening systems.

Coverage Tips for Code 99948

• Ensure your General Liability policy includes coverage for property damage to work performed, as faulty installations can lead to significant water damage.
• Verify that your policy covers completed operations, as many claims related to water softening systems arise after the installation or service is finished.
• Consider professional liability (E&O) coverage if you provide consulting or design services for water treatment systems, as errors in advice can lead to financial losses for clients.
• For businesses handling or disposing of water treatment chemicals, ensure your policy includes pollution liability coverage to protect against environmental damage claims.