Question 1

What are the workers comp class codes for Illinois?

Accepted Answer

Illinois uses 58 workers' compensation class codes to classify employees by occupation and risk level. Each code has a specific rate per $100 of payroll set by NCCI. Common codes include construction trades (5000s), clerical (8810), and service industries (9000s). Browse all Illinois class codes below.

Question 2

Who sets workers comp rates in Illinois?

Accepted Answer

Workers' compensation rates in Illinois are set by NCCI. The current rates became effective 2025-01-01. These are advisory loss costs or assigned risk rates — your actual premium may vary based on your experience modification factor (EMR) and the carrier you choose.

Question 3

Is workers compensation insurance required in Illinois?

Accepted Answer

Yes. Illinois requires most employers to carry workers' compensation insurance for their employees. Requirements vary by industry and number of employees. Construction employers in Illinois face especially strict requirements. Contact Bright Coast Insurance at (239) 228-8029 for guidance on your specific situation.

Question 4

How do I find the right workers comp class code for my Illinois business?

Accepted Answer

Use the search tool on this page to find your class code by job description or industry. If you're unsure which code applies to your employees, contact Bright Coast Insurance — we specialize in workers' comp classification and can ensure your employees are correctly coded to avoid audit surprises.

Code	Description	Rate / $100
0005	Farm - Nursery Employees & Drivers	$2.60
0042	Landscape Gardening & Drivers	$3.80
0083	Farm - Cattle or Livestock Raising NOC & Drivers	$3.90
1430	Foundry - Iron or Steel	$3.50
2001	Sawmill	$4.80
2021	Furniture Mfg - Wood	$2.40
2039	Cabinet Mfg	$2.10
2501	Bakery	$1.60
2585	Meat Packing	$4.20
3004	Iron or Steel Fabrication	$2.80
3030	Welding NOC	$3.00
3081	Machine Shop NOC	$1.65
3803	Automobile Repair - All Employees	$1.60
4299	Printing	$1.20
5022	Masonry NOC	$4.50
5040	Iron or Steel Erection - Frame Structures	$6.10
5160	Elevator Erection/Repair	$1.30
5183	Plumbing NOC and Drivers	$2.30
5190	Electrical Wiring Within Building and Drivers	$2.50
5213	Concrete Construction NOC	$4.40
5403	Carpentry NOC	$3.70
5437	Carpentry - Install Cabinet Work/Interior Trim	$3.90
5474	Painting or Paperhanging NOC	$3.80
5507	Street or Road Construction or Reconstruction	$2.80
5535	Sheet Metal Work - Installation & Drivers	$4.60
5537	Heating, Ventilation, Air Conditioning (HVAC)	$2.50
5551	Roofing - All Kinds & Drivers	$5.80
5645	Carpentry - Detached Dwellings	$6.60
5651	Carpentry - Dwellings 3 Stories or Less	$4.20
6217	Excavation and Drivers	$2.80
6400	Fence Erection - Metal	$3.10
7219	Trucking NOC	$4.30
7222	Truckers - Long Haul	$5.50
7380	Drivers, Chauffeurs & Their Helpers	$3.80
7382	Bus Company	$3.30
7705	Ambulance Service Companies, EMS Providers & Drivers	$2.70
8006	Store - Grocery Retail	$1.30
8010	Store - Hardware	$1.10
8017	Retail Stores NOC	$1.00
8018	Store - Wholesale NOC	$2.50
8039	Department or Discount Stores	$1.25
8044	Store - Furniture & Drivers	$1.60
8045	Store - Drug Retail	$0.71
8292	Storage Warehouse NOC	$1.65
8380	Auto Service and Repair Center	$1.42
8393	Automobile Body Repair	$0.94
8601	Architects or Engineer Consulting	$0.23
8742	Salespersons, Messengers - Outside	$0.18
8810	Clerical Office Employees NOC	$0.09
8820	Attorney - All Employees	$0.06
8832	Medical Offices, Physician	$0.18
8835	Nursing - Home Health	$1.15
9014	Buildings - Operation by Contractor	$2.10
9052	Hotel - All Other Employees	$1.32
9082	Restaurant NOC	$0.98
9083	Restaurant - Fast Food	$1.01
9170	Janitorial Service by Contractors	$6.30
9403	Garbage and Refuse - Collecting in Containers	$4.60

Illinois Workers Comp Class Codes & Rates

Compare Rates in Other States

Get a Illinois Workers Comp Quote