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Illinois Workers Comp Class Codes & Rates

Illinois workers' compensation insurance is regulated by the Illinois Workers' Compensation Commission (IWCC). Illinois uses NCCI advisory loss costs as the basis for rates. The Illinois Workers' Compensation Commission oversees dispute resolution and compliance.

Rating Org

NCCI

Effective

2026-01-01

Avg Rate

$2.10

Codes Listed

51+

Illinois requires all employers to carry workers' compensation insurance. Rate data for Illinois is not currently available — contact Bright Coast Insurance for a current market quote.

51 codes
CodeDescriptionRate / $100
0008Farm - Vegetable & Drivers$3.45
0005Farm - Nursery Employees & Drivers$3.12
0042Landscape Gardening & Drivers$5.21
1430Foundry - Iron or Steel$2.15
1452Die Casting$1.87
2039Cabinet Mfg$2.34
2110Food Products Mfg NOC$2.18
2160Distillery - Beverage$1.89
2501Clothing Mfg$1.23
2585Meat Packing$2.45
3004Iron or Steel Fabrication$3.12
3030Welding NOC$3.45
3081Machine Shop NOC$2.78
4299Paper Goods Mfg$1.67
5160Elevator Installation & Repair$3.89
5190Electrical Wiring - Within Buildings$3.45
5213Concrete Construction NOC$4.56
5474Plastering or Stucco Work$5.23
5535Sheet Metal Work - Shop$3.67
5537HVAC & Refrigeration$3.89
5551Roofing - All Kinds$8.45
5645Carpentry - Residential Dwellings$7.82
6217Excavation & Drivers$4.56
7222Automobile Service/Repair Center & Drivers$2.34
7380Drivers, Chauffeurs & Helpers NOC$3.23
7382Mail, Package & Freight Delivery$3.45
7705Fire Department - Paid$2.89
8006Retail Store - Hardware$1.12
8010Store - Hardware$1.23
8017Store - Retail NOC$1.45
8039Department Store$1.12
8044Store - Furniture$1.34
8045Store - Drug & Soda Fountain$0.98
8292Storage Warehouse NOC$2.67
8380Auto Repair & Drivers$2.45
8393Auto Dealers$1.56
8601Engineers NOC - Consulting$0.34
8810Clerical Office Employees NOC$0.18
8832Physicians & Clerical$0.45
8835Home Health Care - Professional Employees$2.78
9052Club - Country, Golf, Fishing, Yacht$1.56
9083Restaurant$1.89
9403Garbage Collection & Drivers$5.67
5183Plumbing NOC and Drivers$3.21
6400Fence Erection - Metal$3.89
0106Tree Pruning & Drivers$5.34
5651Carpentry - Detached One & Two Family Dwellings$7.82
0083Logging - All Operations & Drivers$9.50
2001Sawmill$0.00
5507Street or Road Construction & Drivers$0.00
8742Salespersons - Outside$0.00

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Workers' CompGet a WC QuoteSame-day COI. All trades.General LiabilityGL for ContractorsRequired for most FL licenses.High-Risk TradesFWCJUA Assigned RiskDeclined by standard carriers?

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