All States
MI

Michigan Workers Comp Class Codes & Rates

Michigan workers' compensation insurance rates are filed with the Michigan Department of Insurance and Financial Services (DIFS). Michigan uses NCCI for statistical reporting and rate advisory services.

Rating Org

NCCI

Effective

2025-01-01

Avg Rate

$1.42

Codes Listed

68+

Michigan requires most employers to carry workers' compensation insurance. Rates shown are NCCI advisory loss costs per $100 of payroll. Individual carrier rates may vary based on their loss cost multiplier.

68 codes
CodeDescriptionRate / $100
0005Farm - Nursery Employees & Drivers$2.80
0042Landscape Gardening & Drivers$4.10
0050Farm Machinery Operation - By Contractor & Drivers$5.20
0083Farm - Cattle or Livestock Raising NOC & Drivers$4.20
1430Foundry - Iron or Steel$3.80
1452Die Casting$2.40
2001Sawmill$5.10
2021Furniture Mfg - Wood$2.60
2039Cabinet Mfg$2.30
2110Mattress or Box Spring Mfg$2.10
2501Bakery$1.70
2585Meat Packing$4.50
3004Iron or Steel Fabrication$3.00
3030Welding NOC$3.20
3081Machine Shop NOC$1.80
3220Automobile Mfg$2.40
3240Automobile Body Mfg$2.20
3241Automobile Parts Mfg$2.00
3803Automobile Repair - All Employees$1.74
4299Printing$1.30
5022Masonry NOC$4.80
5040Iron or Steel Erection - Frame Structures$6.50
5160Elevator Erection/Repair$1.40
5183Plumbing NOC and Drivers$2.50
5190Electrical Wiring Within Building and Drivers$2.70
5213Concrete Construction NOC$4.70
5403Carpentry NOC$4.00
5437Carpentry - Install Cabinet Work/Interior Trim$4.20
5474Painting or Paperhanging NOC$4.10
5507Street or Road Construction or Reconstruction$3.00
5535Sheet Metal Work - Installation & Drivers$4.90
5537Heating, Ventilation, Air Conditioning (HVAC)$2.70
5551Roofing - All Kinds & Drivers$6.20
5645Carpentry - Detached Dwellings$7.10
5651Carpentry - Dwellings 3 Stories or Less$4.50
6217Excavation and Drivers$3.00
6400Fence Erection - Metal$3.40
7219Trucking NOC$4.60
7222Truckers - Long Haul$5.90
7380Drivers, Chauffeurs & Their Helpers$4.10
7382Bus Company$3.60
7705Ambulance Service Companies, EMS Providers & Drivers$2.90
8006Store - Grocery Retail$1.40
8010Store - Hardware$1.20
8017Retail Stores NOC$1.08
8018Store - Wholesale NOC$2.70
8039Department or Discount Stores$1.35
8044Store - Furniture & Drivers$1.75
8045Store - Drug Retail$0.77
8227Construction or Erection - Permanent Yard$3.09
8292Storage Warehouse NOC$1.80
8380Auto Service and Repair Center$1.53
8381Gas Stations Self and Full Service$1.45
8392Automobile Parking Lot$1.44
8393Automobile Body Repair$1.02
8601Architects or Engineer Consulting$0.25
8742Salespersons, Messengers - Outside$0.20
8810Clerical Office Employees NOC$0.10
8820Attorney - All Employees$0.06
8832Medical Offices, Physician$0.20
8835Nursing - Home Health$1.25
9014Buildings - Operation by Contractor$2.25
9052Hotel - All Other Employees$1.43
9082Restaurant NOC$1.07
9083Restaurant - Fast Food$1.10
9170Janitorial Service by Contractors$6.80
9402Cesspool Cleaning - Specialist Contractors$3.80
9403Garbage and Refuse - Collecting in Containers$4.90

Compare Rates in Other States

FL Class Codes IL Class Codes TX Class Codes SC Class Codes NC Class Codes

Get a Michigan Workers Comp Quote

We work with multiple carriers to find you the best rate for your class code.

Get a Free Quote Call Us